Regarding information you provide to us:

Use of data collected and stored by MBGFC is governed by your Institution’s privacy policy. This data will not be used by the MBGFC in any manner not approved by the
Institution unless required by law (for example, a court order or subpoena). Access to the data shall be restricted to authorized associates and shall be used only for the
purpose of providing service to you or the Institution. MBGFC maintains physical, procedural, and electronic safeguards to protect data from being accessed by
unauthorized third parties.

Regarding your experience on our Web site:

MBGFC is committed to providing you a useful and enjoyable online experience, and to protecting your personal information during your visit. When you access the MBGFC
site, your information is protected by standard security and authentication techniques. As described below, we may collect information from your visit in order to personalize
and improve your experience, but all personally identifiable information collected is maintained securely.

To access information and send email via the MBGFC Site, you will need a browser that supports the use of Secure Sockets Layer (SSL) technology. This encryption
technology helps ensure the authenticity of your online sessions and secures data being transmitted over the public Internet.

When you enter the MBGFC Site, you will pass through our web-application firewall, and we will identify the Internet Protocol (IP) address of your computer or handheld
device. The IP address won’t identify you personally, but it will let us identify the device you’re using. We store IP addresses in case we need to track a connection for
security purposes.

Most of the MBGFC site use cookies for navigational purposes. A cookie is a small text file placed on your hard drive (not on the MBGFC site) by a Web page server.
Cookies make your Internet experience quicker and more convenient. You are always free to decline our cookies if your browser permits, but some parts of the MBGFC site
may not work properly if you do. Accepting a cookie from the MBGFC site does not give MBGFC access to any of your personally identifiable information. Also, the types of
cookies we use don’t get stored permanently in your computer – they expire immediately after you close your browser and are deleted. You may be able to set up your Web
browser to inform you when cookies are created or to prevent cookies from being created.

If you supply us with your email address we may let you know by email about other products and services that may be of interest to you. You will have the opportunity to tell
us you don’t want to receive future messages with each message you receive. If you send us an email question or comment, we will use your email address to reply to you
and we will temporarily store your email address, your message, and our reply for quality assurance or to satisfy applicable laws and regulations. When we collect your
email address this way, we won’t use it for marketing our products and services unless you have given us permission. If you are not comfortable that your email system is
secure, you can always contact Customer Service by telephone.

We don’t knowingly collect, maintain or use personally identifiable information on the MBGFC site from children under age 13, unless first complying with the Children’s
Online Privacy Protection Act (COPPA). If we find out we have unknowingly collected such information we will take all reasonable measures to delete that information from
our system as soon as possible. We are not responsible for the collection and use of information by companies or individuals unaffiliated with us whose Web sites may
contain links to ours, including vendors where you may shop.

Please note that when you shop with a vendor who is linked to the MBGFC site, even though you may have started your visit at the MBGFC site and even though MBGFC
pages may still appear, your transactions are completed with a separate organization and not with us. We don’t share your personally identifiable information with them, but
information you choose to share with them will fall under their privacy policies, which we encourage you to review. We carefully select other organizations in an effort to give
you the value and excellent customer service you expect from us.

Updated January 2015.